Wells Fargo

Bank HELOC, home equity loan, and mortgage refinance.

Home equity

Wells Fargo offers a HELOC and a home equity loan in its footprint. Some files can convert a portion of a variable line to a fixed rate. Closing costs, annual fees, and relationship discounts vary. Expect a bank timeline.

Mortgage refinance

Wells Fargo originates purchase and refinance mortgages, including cash-out where the program allows. Cash-out replaces the first lien at the new rate.

Home equity investment

Wells Fargo does not offer a home equity investment.

A rate-lock or fixed-conversion option, where offered, is the bank feature the fintechs usually skip.
Not every state, and not every occupancy type.
Second lien leaves the first mortgage alone.

Visit Wells Fargo

Outbound link carries a tapthe.house UTM tag. Terms on their site control. This page is not an offer.